Buying Shared Property

You're married, you live together or cohabiting and you want to buy a property for both of you. Your marital regime defines the fate of your property on separation or death

Marriage under the regime of community of property
If you are a married couple under the community property, all property acquired during marriage are community property therefore divisible equally between the spouses, even if you sell house quickly. In case of death, the survivor receives a free one-year tenure and a right to use and habitation until his death. This protects any eviction by the heirs of the deceased who would have had the desire to sell my house fast.

Marriage under the regime of separation of property
In the case of a regime of separate property investment, each spouse remains the owner of his property. The property jointly acquired during marriage belongs to both spouses in the amount of funds provided.

Concubinage

If you now live in sin, you have the choice between an undivided , an SCI tontine or a PACS (Civil Solidarity Pacts).
The undivided assumes that you are both owners of the family home. In case of death, the surviving partner receives no benefit in terms of succession.

Although operating costs resulting in relatively heavy to buy my house, the creation of an SCI (Société Civile Immobilière) facilitates the sharing of assets and further protects the surviving partner in succession.

The tontine is a pact signed between the two cohabiting stipulating that upon the death of one, the other is the sole owner of the property whose value does not exceed 76,000 euros.

Finally, the PACS submitted since 1 January 2007 cohabitants "PACS" the regime of separate property, if before they came under joint ownership. In case of death, the survivor may now enjoy a temporary right of tenure of one year on the common housing